Overview
Work History
Education
Skills
Certificates Earned
Timeline
Generic

Brenda L. Richards

Elkridge

Overview

37
37
years of professional experience

Work History

Nanny

Nanny
01.2017 - Current
  • Supported children in play activities, meals, and snacks, hygiene and socialization.
  • Collaborated closely with parents in establishing boundaries/rules within the household which helped maintain consistency across all environments.
  • Maintained a clean and organized home environment conducive to optimal child development through regular tidying duties.
  • Organized and cleaned home after activities by picking up toys and straightening up play room.

Recess Monitor

Howard County Schools
01.2011 - 01.2017
  • Reduced bullying incidents with proactive intervention and collaboration with school staff to address issues.
  • Assisted in the development of school-wide behavior management strategies, contributing to a more harmonious atmosphere during recess periods.
  • Managed emergency situations calmly and efficiently, minimizing risk factors for injury or distress on the playground.
  • Implemented conflict resolution techniques when necessary, teaching students valuable problem-solving skills in the process.

Commercial Loan Associate

First National Bank of Colorado
01.2000 - 01.2002
  • Performed administrative duties such as answer phones, correspondence with clients and third parties, assemble loan files, orders appraisals, credit reports, documentations, verify accuracy of information, follow up on needed items, communicate with third party vendors, lawyers, title companies, insurance companies, audit files pre and post closing
  • Process draw requests, prepare fund requests and draws on lines of credit

Mortgage Loan Processor

Wells Fargo
01.1998 - 01.2000
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
  • Handled any conditions sent from underwriting departments.
  • Prepared file for final clear-to-close by branch management.
  • Contributed to the success of the mortgage team by providing essential support in the areas of loan documentation review, data entry, and client communication.
  • Maintained accurate records of loan processing activities and documents in CRM system.
  • Coordinated closing process with attorneys, title companies, and government clerks.

Loan Officer, Visa Coordinator, Member Service Representative

Whippany Federal Credit Union
01.1988 - 01.1996
  • Experience: Extensive customer service, clerical, data entry, processed financial transactions, reconciled accounts, operated cash drawer, balanced cash drawer, sales, reviewed documentation for accuracy and completeness
  • Analyzed credit reports, financial documents, verification forms
  • Interfaced directly with clients, answered phones, composed letters and correspondence for clients and third parties, filing
  • Reviewed files for accuracy and ensure compliance of procedures and regulations
  • Provided payoffs to internal and external clients for all loan types
  • Closed consumer loans including mortgages and home equity loans, funded loans

Education

Bachelor of Science - Human Behavior

Metropolitan State University of Denver
01.2002

Associate of Business - Business Administration

Morris County Community College
01.1996

Skills

  • Microsoft applications
  • Microsoft word
  • Excel
  • Outlook
  • People soft
  • Strong attention to detail
  • Excellent customer service
  • Strong organizational skills
  • Data entry
  • Good interpersonal skills
  • Ability to prioritize
  • Work well and thrive under pressure
  • Respect of sensitive and confidential material
  • GAAP
  • A/P
  • A/R
  • Bank Reconciliation

Certificates Earned

  • Debits and Credits
  • Adjusting Entries
  • Financial Statements
  • Balance Sheet
  • Bank Reconciliation
  • Payroll Accounting
  • Income Statement

Timeline

Nanny

Nanny
01.2017 - Current

Recess Monitor

Howard County Schools
01.2011 - 01.2017

Commercial Loan Associate

First National Bank of Colorado
01.2000 - 01.2002

Mortgage Loan Processor

Wells Fargo
01.1998 - 01.2000

Loan Officer, Visa Coordinator, Member Service Representative

Whippany Federal Credit Union
01.1988 - 01.1996

Associate of Business - Business Administration

Morris County Community College

Bachelor of Science - Human Behavior

Metropolitan State University of Denver

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Brenda L. Richards