Daniel Pociumban
Chisinau
Summary
Risk management and data strategy professional with extensive experience at MAIB. Proficient in MS SQL and Power BI, driving operational efficiency and enhancing team collaboration. Achievements include significant reductions in Non-Performing Loan indicators, increasing stakeholder confidence and ensuring regulatory compliance. Expertise encompasses quality assurance, project management, and a strong focus on data analysis and actionable insights.
Overview
8
8
years of professional experience
Work History
TEAM LEADER, RISK REPORTING AND ANALYTICS DEPARTMENT
MAIB
Chisinau
04.2023 - Current
- Mentored a 7-member cross-functional team, fostering collaboration and achieving project success.
- Cultivated a culture of continuous improvement and innovation within risk management practices.
- Collaborated with senior management to develop data strategies aligned with business objectives.
- Executed comprehensive portfolio management strategies, improving Non-Performing Loan indicators significantly.
- Prepared and presented detailed reports on data analysis and portfolio performance to senior management.
- Developed targeted reports for potential investors, highlighting key performance indicators for IPO readiness.
- Ensured strict compliance with regulatory reporting requirements, leading to successful audits.
PORTFOLIO MANAGER
BC MOLDOVA AGROINDBANK SA
Moldova
03.2020 - 04.2023
- Participated in implementation of IT and analytics solutions, collecting and analyzing requirements.
- Developed data management processes for effective risk analysis and management.
- Ensured accurate calculation and classification of loans based on risk levels.
- Conducted monthly reconciliations to maintain consistency and data integrity.
- Contributed to development and testing of new features in credit application processing software.
- Designed and implemented comprehensive risk management processes, analyzing financial impacts of risks.
- Managed IFRS9 impairment process for retail credit portfolios, ensuring compliance with regulations.
- Provided detailed credit analyses and presentations to enhance understanding of consumer finance portfolios.
REPORTING ACCOUNTANT
GRAWE CARAT ASIGURĂRI SA
Chișinău
06.2019 - 03.2020
- Managed cash flow through transaction tracking and regular internal report reviews.
- Established financial reporting systems to enhance accuracy and transparency.
- Organized annual inventory to ensure accurate stock levels.
- Tracked monthly turnover and balances in balance sheet for financial oversight.
- Prepared monthly, quarterly, and annual tax declarations, ensuring timely payments.
- Compiled weekly, monthly, and quarterly reports for Management Committee review.
- Generated monthly reports for National Commission of Financial Market compliance.
- Processed daily supplier invoices and facilitated timely payments.
LOGISTIC MANAGER
SITRA GROUP
Chisinau
10.2017 - 06.2019
- Monitored receivables to ensure timely collection and minimize outstanding balances.
- Processed daily invoices from suppliers for diverse services, maintaining accuracy.
- Generated analytical reports that informed strategic decision-making processes.
- Entered billing data with precision to enhance operational efficiency.
- Assisted in pricing activities to drive profitability improvements.
- Supported transport planning initiatives for optimized logistics operations.
- Prepared and submitted monthly reports to Chief Financial Officer for financial oversight.
CREDIT ADMINISTRATOR
"MICROINVEST" S.R.L.
Chisinau
07.2017 - 09.2017
- Analyzed dossiers and document packages of potential clients for credit suitability.
- Evaluated customers' payment capacity to determine creditworthiness.
- Ensured efficient processing of business credit analysis with a focus on quality.
- Made prompt and accurate credit decisions to minimize risk.
Education
CORPORATE FINANCES AND INSURANCE -
Academy of Economic Studies of Moldova
Chișinău, Moldova06.2020
ACCOUNTING AND AUDIT -
Academy of Economic Studies of Moldova
Chișinău, Moldova05.2018
Skills
- MS SQL and Power BI
- Data analysis and reporting
- Conflict resolution and mentoring
- Team leadership and assessment
- Deadline management and task delegation
- Risk management and compliance
- Financial reporting and analytics
- Data strategy and governance
- Quality improvement and evaluation
- Employee training and development
Languages
Romanian
First Language
English
Advanced (C1)
C1
Russian
Advanced (C1)
C1
References
References available upon request.
Timeline
TEAM LEADER, RISK REPORTING AND ANALYTICS DEPARTMENT
MAIB
04.2023 - Current
PORTFOLIO MANAGER
BC MOLDOVA AGROINDBANK SA
03.2020 - 04.2023
REPORTING ACCOUNTANT
GRAWE CARAT ASIGURĂRI SA
06.2019 - 03.2020
LOGISTIC MANAGER
SITRA GROUP
10.2017 - 06.2019
CREDIT ADMINISTRATOR
"MICROINVEST" S.R.L.
07.2017 - 09.2017
CORPORATE FINANCES AND INSURANCE -
Academy of Economic Studies of Moldova
ACCOUNTING AND AUDIT -
Academy of Economic Studies of Moldova
Similar Profiles
OLGA UZUNOLGA UZUN
Agile Coach at maibAgile Coach at maib
Valeria PopovValeria Popov
Head of Integrations (Team Lead) at MAIBHead of Integrations (Team Lead) at MAIB
Cezara MoroiCezara Moroi
Intern, Daily Retail Banking at MaibIntern, Daily Retail Banking at Maib
Evghenii TicusEvghenii Ticus
Warehouse Worker at NAWarehouse Worker at NA
Daniel CebanuDaniel Cebanu
After-hours Dispatcher at ㅤAfter-hours Dispatcher at ㅤ