Fanny N. Tilley
Annapolis
Summary
Detail-oriented SBA 7(a) Funding Analyst with experience managing commercial loan funding, disbursements, and compliance review processes. Skilled in reviewing loan documentation, verifying funding conditions, analyzing reimbursement requests, and ensuring compliance with SBA SOP guidelines and internal lending policies. Strong background coordinating with borrowers, relationship managers, attorneys, escrow officers, and vendors to facilitate accurate and timely loan closings.
Overview
15
15
years of professional experience
Work History
Funding Analyst
CDC Small Business Finance
07.2017 - Current
- Managed the funding and disbursement process for 9–10 SBA 7(a) loans monthly, exceeding an annual production goal of 108 funded loans while maintaining compliance with SBA SOP requirements and internal lending policies.
- Reviewed and validated loan documentation, including insurance coverage, equity injection, collateral, corporate documents, invoices, bank statements, canceled checks, and funding conditions to ensure funding readiness and eligibility for reimbursement.
- Coordinated with borrowers, Relationship Managers, attorneys, escrow officers, contractors, and vendors to facilitate timely loan closings and funding within an average turnaround time of five business days following document execution.
- Administered equipment, working capital, tenant improvement, and construction disbursements while verifying compliance with SBA guidelines, lien perfection standards, and approved use of proceeds requirements.
- Conducted UCC lien searches, reviewed construction documentation including AIA forms, permits, contracts, budgets, and inspection reports, and resolved documentation deficiencies to support audit readiness and minimize funding delays.
- Maintained accurate loan records and proactively collaborated with internal teams to identify, prioritize, and expedite pending transactions during fluctuating loan volume periods to consistently achieve monthly production.
Funding Analyst
CDC Small Business Finance
07.2016 - Current
- Executed data extraction and entry for personal and business credit reports.
- Conducted comprehensive credit alert verification and small business scoring analyses to support informed lending decisions.
- Executed requests for clearance and data entry of personal and business tax transcripts (4506 tax returns).
- Coordinated support activities for a loan department team exceeding 6 members, ensuring seamless workflow and collaboration.
- Assisted front desk operations daily by answering telephone inquiries, greeting walk-in clients, handling emails, and conducting follow-ups. Supported front desk activities on a daily basis by managing phone calls, welcoming visitors, responding to emails, and providing follow-up communication. Aided front desk functions each day by addressing phone calls, engaging with walk-in customers, processing emails, and ensuring follow-ups.
Finance Technician
U.S. Marine Corps
07.2021 - 05.2022
- Oversaw annual operating budget of approximately $940,000 for range control facilities.
- Evaluated financial and procurement documentation to ensure compliance with government regulations and contractual obligations.
- Facilitated acquisition of essential goods and services to support Marine Corps operations.
- Conducted analysis of price proposals to develop accurate cost estimates and prepare essential procurement documentation.ment documentation.
Community Liaison Office Assistant Coordinator
U.S. Embassy
10.2011 - 06.2014
- Coordinated community outreach programs, newcomer briefings, and support services for embassy personnel and families.
- Maintained relationships with local schools and provided education and relocation resources to mission members.
- Prepared reports, maintained databases, and delivered bilingual customer support to embassy staff.
Administrative Assistant
ACCION San Diego
10.2011 - 06.2014
- Oversaw daily administrative operations, ensuring efficient filing systems, office supplies management, and staff support.
- Administered collateral database and executed collateral paperwork processing with California DMV and State of California.
- Executed data entry and monitored denied and withdrawn loans utilizing Exceptional Assistant (TEA) software.
- Led the development of client loan strategies, supervised invoicing processes, optimized payment tracking systems, and enhanced account support services. Managed client engagement for loan consultations, directed invoicing operations, streamlined payment tracking, and improved account support. Oversaw client loan application procedures, coordinated invoicing tasks, advanced payment tracking methodologies, and elevated account support functions.
- Translated documents for Spanish-speaking clients. Assisted Spanish-speaking clients with customer service inquiries. Supported account inquiries for Spanish-speaking clients.
Education
Bachelor of Science - International Business
University of Maryland
Skills
- Microsoft Office Suite
- Laser Pro
- SharePoint
- DocuSign
- Loan Documentation Systems
- Spanish Native Speaker
- Teamwork and collaboration
- Customer service
Websites
Languages
Spanish
Native or Bilingual
Timeline
Finance Technician
U.S. Marine Corps
07.2021 - 05.2022
Funding Analyst
CDC Small Business Finance
07.2017 - Current
Funding Analyst
CDC Small Business Finance
07.2016 - Current
Community Liaison Office Assistant Coordinator
U.S. Embassy
10.2011 - 06.2014
Administrative Assistant
ACCION San Diego
10.2011 - 06.2014
Bachelor of Science - International Business
University of Maryland
CORE COMPETENCIES
- SBA 7(a) Lending
- Loan Funding & Disbursement
- Commercial Lending Operations
- SBA SOP & Regulatory Compliance
- Loan Documentation Review
- Collateral Verification & UCC Filings
- Construction & Equipment Disbursements
- Reimbursement Analysis
- Loan Closing Coordination
• The Mission Honor Award – received for dedicated and sustained outstanding teamwork and performanc
- Spanish Native Speaker