Jill Bednar

• Oversees and strategically manages workflows for new and renewal General Liability, Umbrella, business Auto and Workers Comp with advanced professionalism, technical expertise and underwriting guidelines
• Evaluates, prioritizes and selects submissions to develop an underwriting profit for the carrier. Determining excessive risk submissions to decline or refer based on underwriting guidelines and experience
• Determines appropriate coverage limits, insurance premiums, policy terms based on risk assessment with complex classes
• Manages internal and external relationships with exceptional customer service and trust
• Developed long term relationships with brokers, agents and carriers to expand the business portfolio
• Partner with underwriting teams and brokers for seamless communication to support the underwriting process
• Optimizes time management and efficiency to manage the highest policy count with the National Programs division
• Efficiently collaborating with others to negotiate and resolve complex situations under time constraints

All Risks, Ltd - Commercial Insurance Underwriter

Hunt Valley, MD

07/2003 - 08/2020

• Oversees and strategically manages workflows for new and renewal General Liability, Umbrella, business Auto and Workers Comp with advanced professionalism, technical expertise and underwriting guidelines
• Evaluates, prioritizes and selects submissions to develop an underwriting profit for the carrier. Determining excessive risk submissions to decline or refer based on underwriting guidelines and experience
• Determines appropriate coverage limits, insurance premiums, policy terms based on risk assessment with complex classes
• Manages internal and external relationships with exceptional customer service and trust
• Developed long term relationships with brokers, agents and carriers to expand the business portfolio
• Partner with underwriting teams and brokers for seamless communication to support the underwriting process
• Optimizes time management and efficiency to manage the highest policy count with the National programs division
• Efficiently collaborating with others to negotiate and resolve complex situations under time constraints

All Risks, Ltd - Underwriting Assistant

Hunt Valley, MD

07/2000 - 07/2003

* Working directly with underwriters to assist

* Typing Insurance policies

* Filing surplus lines taxes

* Typing Insurance Endorsements

All Risks, Ltd - Receptionist

Timonium, MD

07/1999 - 07/2000

- Being the first point of contact

- Greeting and assisting visitors

- Managing calls

- General Administrative work

* Licenses:

- Maryland Property and Casualty

September 2003