Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
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Juan Ulises Vega Morales

BOWIE

Summary

Over 20 years of experience working as a Mortgage Banking Specialist. Demonstrated competence in conducting and obtaining mortgage inquiries from existing and new customers using advertising efforts. Strong customer orientation and a keen ability to work with a diversity of clients. Excellent problem solving and team building skills along with a strong proficiency in latest technology. Results-driven construction and project manager with over 20 years of expertise as a construction manager and construction business owner. History of concurrently directing multiple projects to successful completion through effective management and team collaboration. Continually strives to produce high quality homes while adhering to a tight schedule and budget. Advanced understanding of customer needs with diligent attention to detail results in superior customer service and high levels of client satisfaction.

Overview

28
28
years of professional experience

Work History

Team Lead Mortgage Loan Originator

CNC MORTGAGE
01.2015 - Current
  • Assess clients mortgage needs
  • Advise new and existing clients on available loan programs
  • Analyze clients' financial data to determine eligibility
  • Act as a liaison between clients and other employees to ensure the best in customer services
  • Manage documentation of loan processes and applications
  • Provide mortgage banking training to new hires
  • Manage all aspects of construction projects including initial design, acquiring permits, submitting bids, creating a budget, scheduling construction and overseeing field operations.
  • Schedule subcontractors and develop criteria needed for subcontractor assignments.
  • Collaborate on marketing with real estate companies to make houses presentable and ensure proper sign placement to increases sales
  • Evaluated employee skills and knowledge regularly, training, and mentoring individuals with lagging skills.
  • Managed schedules, accepted time off requests and found coverage for short shifts.
  • Coached team members in techniques necessary to complete job tasks.
  • Trained new team members by relaying information on company procedures and safety requirements.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Negotiated loan terms and conditions with clients to maximize profitability.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Checked loan documents for accuracy prior to closing.

VICE-PRESIDENT

NORTHSTAR MORTGAGE
06.1997 - 01.2003
  • Coordinated with existing customer bases and obtained information for all first mortgage inquiries.
  • Developed and conducted presentations in all bank branches and real estate offices.
  • Performed interview with all applicants to analyze requirement and performed risk management for bank.
  • Assisted existing and prospective customers to analyze financial requirements for customers.
  • Coordinated with all applicants to negotiate on all terms and conditions of loans.
  • Maintained knowledge of all developments in local real estate market.
  • Ensured compliance to all department sales and service standards.
  • Administered all business transactions as per federal and state regulations.

Education

Bachelor of Science - Accounting

Nova Southeastern University
Davie, FL
05-2010

Skills

  • Excellent communication skills
  • Strong background of mortgage systems
  • Self-motivated and assertive
  • Exceptional customer contact skills
  • Working knowledge of the banking procedures
  • Budget management
  • Employee training
  • Loss prevention
  • Conflict resolution
  • Change management
  • Product management
  • Quality control

Accomplishments

  • Personally involved in the building of over 2000 low income homes.
  • Initiated efforts in Guatemala for the construction of low income properties.
  • Oversaw 70 homes simultaneously, in various stages of development.
  • Development for moderate to low income.

Languages

Spanish
Native or Bilingual
English
Native or Bilingual
French
Professional Working

Timeline

Team Lead Mortgage Loan Originator

CNC MORTGAGE
01.2015 - Current

VICE-PRESIDENT

NORTHSTAR MORTGAGE
06.1997 - 01.2003

Bachelor of Science - Accounting

Nova Southeastern University

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Juan Ulises Vega Morales