Kathryn Clark
Church Hill
Summary
Senior Commercial Lender with a proven track record at Queenstown Bank of MD, closing over $25 million in loans annually. Expert in portfolio and risk management, fostering client relationships, and driving business growth through strategic initiatives. Adept at effective communication and negotiation, consistently surpassing revenue goals.
Overview
45
45
years of professional experience
1
1
Certification
Work History
SVP/Senior Commercial Lender
Queenstown Bank of MD
Queenstown
07.2017 - Current
- Successfully presents and mitigates credit requests to senior and executive management committees, closing over $25-35 million in new loan production for 2020-2025 each year. On task to close $35 million in 2025.
- Manages a $222 million portfolio
- Loan/Deposit growth-oriented.
- Understands and structures credit requests on a risk basis to protect the bank.
- Fostered relationships with key stakeholders to drive business growth and partnerships.
Senior Vice President Lending
1880 Bank
Cambridge
01.2012 - 06.2017
- Successfully present and mitigate credit requests to senior and executive management committees, closing $15 million in new loan production for 2016.
- Loan/Deposit growth oriented
- Understands and structures credit requests on a risk basis to protect the bank.
Vice President/Private Business Banking/ Commercial Lender
BankAnnapolis
Annapolis
02.2007 - 11.2012
- Strategically improve overall portfolio
- Successfully presented credit requests to Board
- Successfully structured loan facilities on a risk basis to obtain comfort both on the Bank and Customer side of the transaction
- Surpass loan revenue income in all quarters
Vice President Business Development
1st Mariner Bank
Annapolis
01.2006 - 02.2007
- Developed business and improved corporate loan balances and deposits revenue in Maryland corridor including the markets of Crofton, Annapolis, Easton and Ocean City Maryland.
- Teamed with branch managers, senior lenders and extended investment officers to develop and cross-sell business related products
- Loan and Deposit goals met for 2 consecutive quarters
- Annapolis, MD
Business Development
Hospice of Queen Anne's
Queenstown
09.2005 - 12.2006
- Company Overview: Queenstown, MD
- The members of the Board completed $5,000,000 capital campaign for the construction of new Hospice house.
- Queenstown, MD
Vice President of Marketing
The Centreville National Bank (CNB)
Centreville
01.1981 - 08.2005
- Company Overview: Centreville, MD
- Started Banking Career as Teller and Customer Service Representatives
- Investment of Federal Funds
- 1990 Promoted to AVP of Marketing
- 1995 Promoted to VP of Marketing and Business Development
- Implement Marketing Strategies to Improve Sales
- Successful Marketing Plan for HELOC closing $6M in New Business
- Centreville, MD
Education
Certificate of Completion - Public Speaking
Dale Carnegie
Easton, MD01.1990
Some College (No Degree) -
Salisbury State University
Salisbury, MDBusiness - Banking/Finance
Chesapeake College
Wye Mills, MDSkills
- New business development and sales
- Portfolio and risk management
- Business strategy and performance
- Team collaboration
- Client relationship management
- Effective communication and negotiation
- Problem solving and revenue generation
Accomplishments
$222M Portfolio that consisted of various C&I and Commercial R/E loan facilities., Successfully present credits to senior and executive management committees.
References
References upon request.
Phone
cell, 410-490-7863
Certification
- 2023 Trio Upward Bound Teacher- Summer Pre-College in Finance- Chesapeake College
- 2017- Graduate Shore Leadership
References
References available upon request.
Timeline
SVP/Senior Commercial Lender
Queenstown Bank of MD
07.2017 - Current
Senior Vice President Lending
1880 Bank
01.2012 - 06.2017
Vice President/Private Business Banking/ Commercial Lender
BankAnnapolis
02.2007 - 11.2012
Vice President Business Development
1st Mariner Bank
01.2006 - 02.2007
Business Development
Hospice of Queen Anne's
09.2005 - 12.2006
Vice President of Marketing
The Centreville National Bank (CNB)
01.1981 - 08.2005
Certificate of Completion - Public Speaking
Dale Carnegie
Some College (No Degree) -
Salisbury State University
Business - Banking/Finance
Chesapeake College