Summary
Overview
Work History
Education
Skills
Timeline
Additional Information
Detailed References
Generic

Meredith Murray

Frederick

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

25
25
years of professional experience

Work History

Construction Loan Administrator

Sandy Spring Bank
07.2020 - 08.2025
  • Using Built software, worked with Loan Officers, Borrowers and Builders through the new home/renovation construction process. Created draw schedules, requested progress inspections and disbursed funds to the builder or the borrower from the construction loan. Obtained permit and inspection approvals from county websites. Worked with internal departments on loan conversion to permanent financing upon construction completion.

Mortgage Compliance Analyst

Sandy Spring Bank
07.2019 - 06.2020
  • Reviewed new loans for accuracy and completion prior to loan disclosure. Reviewed and sent out disclosures for all Change in Circumstance situations. Reviewed and corrected closed loan discrepancies for LAR preparation. Processed loan withdrawals and loan denials in Encompass.

Mortgage Underwriter

Sandy Spring Bank
07.2017 - 06.2019
  • Reviewed loan submissions for adherence to AUS findings, portfolio and investor guidelines. Requested clarification and additional information, when needed, to meet guidelines. Recommended noncompliant loans for declination.

Mortgage Loan Closer

Sandy Spring Bank
07.2012 - 06.2017
  • Worked with Loan Officers, Processors and Settlement Agents to coordinate loan settlements. Prepared and reviewed closing packages in a timely manner to meet settlement appointments. Prepared and reviewed wires for loan proceeds to settlement agents.

Mortgage Loan Processor

Sandy Spring Bank
07.2000 - 06.2012
  • Worked with Loan Officers and borrowers to obtain and review documentation for loan application approvals. Requested appraisals, Verifications, submitted loans through AUS, submitted loan packages to underwriting for review and approval. Followed up with requested documentation and clarifications.

Education

Bachelor of Science - Business Administration And Management

Frostburg State University
Frostburg, MD

Skills

  • Customer relations
  • Relationship building
  • Problem-solving
  • Verbal and written communication

Timeline

Construction Loan Administrator

Sandy Spring Bank
07.2020 - 08.2025

Mortgage Compliance Analyst

Sandy Spring Bank
07.2019 - 06.2020

Mortgage Underwriter

Sandy Spring Bank
07.2017 - 06.2019

Mortgage Loan Closer

Sandy Spring Bank
07.2012 - 06.2017

Mortgage Loan Processor

Sandy Spring Bank
07.2000 - 06.2012

Bachelor of Science - Business Administration And Management

Frostburg State University

Additional Information

Prefer remote or hybrid work. Willing to work part-time as well

Detailed References

References Available on Request

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Meredith Murray