Meredith Murray
Frederick
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
25
25
years of professional experience
Work History
Construction Loan Administrator
Sandy Spring Bank
07.2020 - 08.2025
- Using Built software, worked with Loan Officers, Borrowers and Builders through the new home/renovation construction process. Created draw schedules, requested progress inspections and disbursed funds to the builder or the borrower from the construction loan. Obtained permit and inspection approvals from county websites. Worked with internal departments on loan conversion to permanent financing upon construction completion.
Mortgage Compliance Analyst
Sandy Spring Bank
07.2019 - 06.2020
- Reviewed new loans for accuracy and completion prior to loan disclosure. Reviewed and sent out disclosures for all Change in Circumstance situations. Reviewed and corrected closed loan discrepancies for LAR preparation. Processed loan withdrawals and loan denials in Encompass.
Mortgage Underwriter
Sandy Spring Bank
07.2017 - 06.2019
- Reviewed loan submissions for adherence to AUS findings, portfolio and investor guidelines. Requested clarification and additional information, when needed, to meet guidelines. Recommended noncompliant loans for declination.
Mortgage Loan Closer
Sandy Spring Bank
07.2012 - 06.2017
- Worked with Loan Officers, Processors and Settlement Agents to coordinate loan settlements. Prepared and reviewed closing packages in a timely manner to meet settlement appointments. Prepared and reviewed wires for loan proceeds to settlement agents.
Mortgage Loan Processor
Sandy Spring Bank
07.2000 - 06.2012
- Worked with Loan Officers and borrowers to obtain and review documentation for loan application approvals. Requested appraisals, Verifications, submitted loans through AUS, submitted loan packages to underwriting for review and approval. Followed up with requested documentation and clarifications.
Education
Bachelor of Science - Business Administration And Management
Frostburg State University
Frostburg, MDSkills
- Customer relations
- Relationship building
- Problem-solving
- Verbal and written communication
Timeline
Construction Loan Administrator
Sandy Spring Bank
07.2020 - 08.2025
Mortgage Compliance Analyst
Sandy Spring Bank
07.2019 - 06.2020
Mortgage Underwriter
Sandy Spring Bank
07.2017 - 06.2019
Mortgage Loan Closer
Sandy Spring Bank
07.2012 - 06.2017
Mortgage Loan Processor
Sandy Spring Bank
07.2000 - 06.2012
Bachelor of Science - Business Administration And Management
Frostburg State University
Additional Information
Prefer remote or hybrid work. Willing to work part-time as well
Detailed References
References Available on Request
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