Ryan Hayes
Bel Air
Summary
Experienced commercial insurance professional with strong skills in client relationships, risk assessment, underwriting, financial analysis, and policy/product development. Adept in team collaboration and driving results in dynamic environments. Known for reliability and adaptability, with expertise in business insurance, transportation, and regulatory compliance. Strong analytical skills and strategic mindset to make impactful contributions to the organization.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Senior Commercial Underwriter
Agency Insurance Company
Hanover, MD
03.2021 - Current
- Evaluate risk factors to determine appropriate coverage levels for commercial insurance policies.
- Research & resolve complex issues and complete urgent requests in a timely manner
- Lead the team by making difficult risk acceptability decisions
- Develop and implement underwriting guidelines and processes.
Commercial Account Executive
WSMT Insurance
Bel Air, MD
01.2018 - 03.2021
- Cultivated and maintained relationships with key commercial clients to ensure satisfaction and retention.
- Developed tailored solutions for clients, aligning services with their business goals and needs.
- Educate and assist coworkers using both experience and knowledge
Commercial Insurance Producer
R & A Insurance
Hunt Valley, MD
01.2017 - 01.2018
- Developed tailored insurance solutions for diverse commercial clients.
- Drive new business through both cold calling and client referrals
- Analyzed client needs to recommend appropriate coverage options.
- Manage a fast-paced sales process by continuously uncovering new leads
Account Consultant
Staples, Inc
Hanover, MD
06.2014 - 01.2017
- Lead and collaborate on in-depth assignments
- Apply self-motivated and team-oriented qualities in a productive manner
Education
Bachelor of Science - Philosophy
Towson University
Towson, MD01-2012
High School Diploma -
Patapsco High School & Center For The Arts
Dundalk, MD01-2007
Skills
- Insurance Production/Underwriting - 8 Years
- B2B/Insurance Sales/Service - 8 Years
- Risk Analysis - 5 Years
- Team Leader - 2 Years
Certification
- CISR
- Property & Casualty License (MD)
Timeline
Senior Commercial Underwriter
Agency Insurance Company
03.2021 - Current
Commercial Account Executive
WSMT Insurance
01.2018 - 03.2021
Commercial Insurance Producer
R & A Insurance
01.2017 - 01.2018
Account Consultant
Staples, Inc
06.2014 - 01.2017
Bachelor of Science - Philosophy
Towson University
High School Diploma -
Patapsco High School & Center For The Arts