Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Sonya Brown

Upper Marlboro

Summary

Results-driven Manager with proven ownership and initiative. Strong work ethic and commitment to meeting and exceeding company goals. Experienced in fostering productive relationships and developing teams in fast-paced environments. Success in achieving objectives and enhancing team performance.

Overview

28
28
years of professional experience
1
1
Certification

Work History

Assistant Pension Manager

IAM National Pension Fund
Washington
12.2018 - Current
  • Ensure compliance with regulatory requirements and industry standards across multiple plans.
  • Implement process improvements, resulting in an increase in operational efficiency.
  • Create monthly reports for senior management, summarizing operational performance metrics.
  • Lead team meetings and one-on-one coaching sessions to continuously improve performance.
  • Monitor staff performance and address any performance issues.
  • Establish processes to ensure efficient workflow throughout the organization.
  • Oversee daily operations, maintaining efficiency, and quality standards.
  • Manage compliance with regulatory requirements and industry standards for pension funds.
  • Research and identify relevant sources for appeals and draft final draft to submit for Legal review

Senior Pension Analyst

IAM National Pension Fund
Washington
05.2011 - 12.2018
  • Analyzed pension plan documents for compliance and accuracy.
  • Reviewed benefit calculations to ensure proper eligibility and distribution.
  • Collaborated with team members to improve process efficiency.
  • Conducted detailed analysis of pension plan documents to ensure compliance with federal regulations and laws.
  • Researched complex issues related to employee benefits such as survivor benefits, disability benefits, vesting schedules, withdrawal rights.

Pension Analyst

IAM National Pension Fund
Washington
09.2007 - 05.2011
  • Communicated with clients to address inquiries regarding their pension plans.
  • Ensured all required documentation was collected prior to initiating any transaction involving an employee's account balance or benefit payments.
  • Responded promptly and accurately to inquiries from participants regarding their individual retirement accounts or pension plans.
  • Reviewed participant data to identify errors in contributions or benefits due.
  • Educated clients on rules and regulations of retirement plans and answered related questions.

Mortgage Underwriter

American Home Mortgage
Columbia
01.2004 - 06.2007
  • Evaluated borrower creditworthiness and financial documents for loan eligibility.
  • Collaborated with loan officers to clarify borrower information and requirements.
  • Issued clear written conditions for approval of mortgage loans.
  • Analyzed financial documents such as tax returns, bank statements, pay stubs, and credit reports to determine borrower's ability to repay the loan.
  • Determined whether or not to approve or deny a loan application in accordance with company guidelines.
  • Conducted due diligence reviews of loans prior to closing.
  • Prepared detailed underwriting reports for management review.
  • Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
  • Communicated loan decisions, including approvals, suspensions, or denials, clearly to all relevant parties.
  • Continuously improved underwriting processes through feedback and identification of efficiency gains.

Mortgage Loan Consultant

NIH Federal Credit Union
Rockville
05.1997 - 01.2004
  • Consulted clients to identify mortgage options tailored to their needs.
  • Analyzed financial documents to assess loan eligibility and risk factors.
  • Collaborated with underwriters to ensure timely loan approvals and smooth closings.
  • Educated clients on mortgage products, rates, and terms effectively.
  • Analyzed financial information such as income statements, credit reports and other documents to determine a customer's eligibility for a loan.
  • Prepared and submitted loan applications to lenders for review and approval.
  • Explained the various features of available mortgages such as fixed rate mortgages, adjustable rate mortgages and government-backed loans.
  • Attended conferences, seminars and workshops related to mortgage lending.
  • Provided advice on ways to improve credit scores in order to increase chances of loan approval.
  • Conducted interviews with potential borrowers to collect necessary information needed for loan application processing.
  • Helped customers make decisions about loans and lines of credit based on availability, terms and benefits.
  • Developed loan contracts and explained contract terms to clients.

Education

Some College (No Degree) - Business Management

University of Maryland University College
College Park, MD

Skills

  • Compliance management
  • Regulatory analysis
  • Process improvement
  • Performance reporting
  • Workflow optimization
  • Pension administration
  • Cross-functional teamwork

Certification

  • Will be starting coursework for CEBS certification with an estimated completion i n 2027.

Timeline

Assistant Pension Manager

IAM National Pension Fund
12.2018 - Current

Senior Pension Analyst

IAM National Pension Fund
05.2011 - 12.2018

Pension Analyst

IAM National Pension Fund
09.2007 - 05.2011

Mortgage Underwriter

American Home Mortgage
01.2004 - 06.2007

Mortgage Loan Consultant

NIH Federal Credit Union
05.1997 - 01.2004

Some College (No Degree) - Business Management

University of Maryland University College
Sonya Brown